Your privacy is important to us. We are committed to protecting your privacy and earning your trust. We respect your right to keep your personal information confidential and to avoid unwanted solicitations. Please read this to learn how we will handle your personal information.

Types of Information We Collect and Disclose

We collect information about people and property to quote and service insurance policies and provide comparison rates. Some of this is called "Nonpublic Personal Information," which generally means information that is provided by you, obtained by us, or that results from your transactions with us. It does not include information available to the general public. We collect this information from the following sources (examples under each source are not necessarily a complete list):

Application Information:

This is information we receive from you on applications or other forms, by phone, and online. It includes your name, address, and telephone number, driver's license number, social security number, date of birth, length of employment, gender, marital status, prior insurance information, home ownership status, length of residency, vehicle descriptions, miles driven and vehicle use, other drivers, and driving history. Application Information may be disclosed as described below.

Transaction Information:

This is information about your transactions with us, our affiliates, or others. It includes your insurance coverage selections and premiums, payment and claims history, and information necessary for billing and payment. It may also include additional information obtained while adjusting, investigating, and settling insurance claims. Transaction Information may be disclosed as described below.

Consumer Report Information:

This is information we receive from a consumer-reporting agency. It is used to confirm or supplement Application Information so that we may underwrite your insurance and provide an accurate premium quote for one of our insurance underwriting companies. It includes motor vehicle reports, claims history reports, and credit report information. We will disclose Consumer Report Information only as we deem necessary to quote or service your insurance policy, and as permitted or required by law.

Web Site Information:

This is information we receive from your computer when you visit our Web site that is unique to e-commerce transactions. It includes the Web site you visited before ours, your Internet e-mail address and operating system, and statistical information on Web traffic and usage patterns. We also store "cookies" on your computer to save information entered during the insurance quoting and comparative rate process, and collect technical data, such as your Internet protocol (IP) address, operating system, and session ID. We will not disclose your e-mail address to nonaffiliated third parties for their marketing purposes. We might use external vendors for processing our e-mail messages, but they will not be allowed to keep your e-mail address for their future use. We will not disclose other personally identifiable Web Site Information without your consent. Additional information concerning our Web site privacy practices appears below.

Parties to Whom We Disclose Information

Nonpublic Personal Information about you may be disclosed to others as permitted by law. Generally, this includes disclosures to third parties that we feel are necessary to effect, administer or enforce your transaction with us, or in connection with servicing your insurance policy. These parties may include our group of affiliated insurance underwriting companies, claims representatives, independent contractors, insurance support organizations, insurance agents and brokers, and courts and government agencies. We may also disclose this information to the following types of third parties (these are typically companies that have referred you to us or that have a relationship with you), but you will have the opportunity to opt out of such disclosures before they are made:

Nonaffiliated financial service providers, such as banks, credit card companies, and other insurance companies; and Non-financial companies, such as motor vehicle manufacturers, dealers, and parts suppliers, and clubs and associations of which you may be a member.

We may also disclose Application Information and Transaction Information about you to companies that perform marketing services on our behalf or to financial institutions with which we have joint marketing agreements.

Confidentiality & Security

We restrict access to Nonpublic Personal Information about you to those employees and other parties who we feel must use that information to provide products or services to you. Their right to further disclose and use the information is limited by our employee code of conduct, applicable law, and nondisclosure agreements where appropriate. We also maintain physical, electronic, and procedural safeguards in compliance with applicable laws and regulations to guard your Nonpublic Personal Information.

Parties to Whom This Privacy Policy Applies

This Privacy Policy applies to current and former customers of our site and our family of insurance and financial services companies in the United States. This replaces all previous privacy policies that we have made available to you as of the date noted above for products and services available through the site.

Is there additional information for Web site visitors?

Yes. When you visit our site, we use the information we collect to provide services to you. We also use it to understand what you want so that we can enhance your online experience. Information that does not identify you, or that you give us for contests and surveys, may be used for marketing purposes.

Web Site Information helps us understand what you want so that during your next visit to our Web site, your experience will be even better. For example, if you start an insurance quote on our site, but decide to finish it later, we will save your information so you can pick up where you left off.

Why do you ask for my e-mail address?

When you quote or buy insurance on our site, we collect your e-mail address so that we can send you e-mails concerning your transactions with us, and other information we think you'll find useful.

To ensure you get our e-mails, our e-mail service provider or we may receive confirmations when you open them or click through e-mail links. These confirmations may also show whether your e-mail application supports graphics, so we can tailor our messages to you. We will not share this information or your e-mail address with other companies for their marketing purposes.

Web Site Security

Our systems are configured to provide privacy, integrity, and authentication in Internet communications. The security measures we have taken help ensure that your data is secure and encrypted, so that a third party cannot capture, read or access the information while it is in transit between your computer and our system.

Specifically, we use a secure server and security protocol to safeguard the information you provide during the purchase and payment processes. We use a secure server implementing the Secure Sockets Layer (SSL) protocol to interact with you when you provide personal information during the purchase and payment processes. We handle your information via 128-bit encryption.

We limit internal access to our servers and require that our people adhere to high standards of ethics and integrity in performing their jobs and conducting business.

Web Site Links

Our Web site contains links to third party sites that are not maintained by us. These links are provided solely for your convenience. We make no warranties or representations about the contents of or any products or services offered by third-party sites. We recommend that you read the privacy and security policies of these sites.

Please, read our Terms And Conditions page also!